Key points
- Rent arrears are a priority debt
- Talk to your landlord as early as possible
- Check you're getting all the benefits you're entitled to
- Your council may help through Discretionary Housing Payments
- Never ignore court papers about your home
Act early
Contact your landlord or housing association as soon as you know you'll fall behind. Many will agree a repayment plan if you explain your situation and offer a realistic amount.
Check your income
Make sure you're claiming everything you're entitled to, such as Universal Credit housing costs or Housing Benefit. A benefits check can make a big difference.
Discretionary Housing Payments
If you get help with housing costs but still can't cover your rent, your local council may be able to give you a Discretionary Housing Payment.
If your landlord takes action
Your landlord must follow a legal process and get a court order before you can be evicted. Never ignore a notice or court papers, and get advice straight away.
Frequently asked questions
Can I be evicted for rent arrears?
Yes, but your landlord must follow the legal process and get a court order first.
Is rent a priority debt?
Yes. It should be paid before non-priority debts like credit cards.
Can I get help paying rent arrears?
You may be able to get a Discretionary Housing Payment from your council if you receive help with housing costs.
Free debt advice is available
You can get free, impartial debt advice from not-for-profit organisations through MoneyHelper's debt advice locator.
Sources and further reading
This guide is general information, not advice, and was correct when last updated. Rules and limits can change. Speak to a regulated adviser about your own situation.